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Zhejiang Zhoushan Commodity Trading Center Account Opening Consultant: Investments are risky and you need to bear risks. This is inevitable, but how much risk will bring about great results. But at the same time, we must also remember that the biggest fear in investing is to go all-in.
The so-called financial management is actually the process of money making money. There is an old Chinese saying: A person has two feet. Money has four legs. In people's traditional consciousness, people cannot escape money. It is true that in an era when investment channels are seriously lacking, people cannot escape money, so people can only make money desperately so that their wealth will continue to grow and not become less and less.
In recent years, with the gradual opening up of the national capital market, more and more people have invested in spot and stock index financial management channels. At the same time, various banks, fund companies, and insurance companies have launched a variety of financial products in order to capture customers. Especially after experiencing a once-in-a-century economic crisis, people's financial awareness has generally increased. The market for financial products has blossomed everywhere, and for many financial product customers If you choose a financial product that suits you, what should you pay attention to? You might as well take a look at the following points:
1. Investment period. You can choose the corresponding investment period based on the length of idle time of your funds. Banks' financial management products have terms ranging from one day to several years. The investment cycle of insurance financial management products is generally longer. The terms of financial management products of professional financial management companies generally range from one to five years.
2. Income. This should be what investors are most concerned about. One of the most basic criteria is whether the benefit is higher than the current inflation rate. After experiencing the soaring prices of pork and eggs, ordinary people all know one word (price and consumption index). The current domestic inflation rate is officially reported as %. In fact, according to surveys by some private institutions, the current domestic inflation rate is as high as %. Under such a high inflation rate, China has long entered the era of negative interest rates. Bank interest rates of % cannot guarantee the preservation of capital at all. Our bank deposits in the bank are like a piece of soap thrown into water. They will only become less and less and may even be gone in a few years. For this reason, when investors choose financial products, income must be their first priority. The expected return of the fund is within %. The bank's RMB financial products are generally around % and will not exceed %. Bancassurance financial products focus on guaranteed returns, which are generally around % or even lower. The financial products of professional financial companies and guarantee companies are generally above %. Although the risk of spot investment is high, the return is also high. Wealth and crisis coexist. I can recommend that you contact our analysts to place professional orders every day, which can greatly reduce the risk. Generally speaking, the rate of return of spot investment is %. If you have a professional If the chief analyst guides you, the rate of return will reach more than %. So choosing spot investment is also a good choice.
3. Inspection of the issuing institution. Banks are of course the most trustworthy, but their returns are meager and their speeds are also slow. Next are professional financial management companies, fund companies, guarantee companies and other existing spot investment companies in China, large and small, all of which have trading venues that are no less than home but have formal approvals. There are no more than one investment and financial management company with provincial approval and State Council approval, and there are not many professional, high-security investment and financing companies with State Council approval. For example, Zhejiang Zhoushan Commodity Exchange has always had a good reputation in the world. The Zheshang Oil they launched is It is a very good product with a very good financial return rate and triple guarantee to ensure the interests of investors. It is a good choice.
4. Is the investment direction clear? The funds raised from some financial products with higher returns are generally used for investment in some projects. So when investors subscribe for this type of financial products, they must be clear about what kind of investment the project funds are used for and where the funds flow. These must be clear.
Instead of standing by and envying other people's happiness, use your hands to create your own happiness. Life is magical and there is a pair of hands that can create miracles, so you have no reason not to work hard and no reason to complain about life. Because as long as you work hard, you can reach happiness. Don’t hesitate to choose a good investment platform, which is also a good choice for yourself.
< < Successful investment relies half on technology and half on vision. Choosing a correct investment method that suits you is equal to half of the success. Most successful cases of crude oil investment tell us that the most correct approach is to make a decisive decision at the right time regardless of profit or loss. .
< In fact, investing is like driving. No one can guarantee that there will be no accidents when driving. But as long as we abide by traffic rules, do not drink and drive, do not violate regulations, wear good brakes and control risks, we can minimize the accident rate or even prevent it from happening. The same is true for us when investing. We only need to strictly implement the operation recommendations, control the positions and strictly stop losses.
The domestic oil trading market started later than abroad, and the institutional system is still being further improved. There are many oil exchanges in China, so it is important to choose a formal trading platform for crude oil investment! Account opening consultant Li::
People with experience in the financial management market must make the most money because it is not only a behavior but also a philosophy. At the same time, people with money are the most experienced because they understand it. Understand the philosophy.
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