How to apply for an Internet small loan license for Shenzhen Internet small loan companies

How to apply for an Internet small loan license for a Shenzhen Internet small loan company
How to obtain an Internet small loan license? Internet small loan qualification agency
How to apply for an Internet small loan license. How to apply for a Shenzhen Internet small loan company
You are welcome to call for consultation, Ms. Zhang QQ
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What are the requirements for applying for a Shenzhen small loan company? Conditions
(1) There must be a main sponsor who meets the prescribed conditions. The main sponsor should meet the following basic conditions
, the net assets should not be less than RMB 100 million, and the asset-liability ratio should not be higher than % (consolidated accounting statement standards).
, Profit continuously in the past three years, and the cumulative total net profit in the three years is not less than RMB 10,000 (consolidated accounting statement caliber) (it is recommended that the profit is at least RMB 10,000, and the cumulative tax payment in the past three years is more than RMB 10,000 (can be merged into subsidiaries) Financial data of subsidiaries), the company's fixed assets reach more than 100 million).
, Have a good social reputation and integrity record, and have no major violations of laws or regulations in the past three years.
It is in line with Shenzhen's industrial development orientation and has a good corporate governance structure and a sound internal control system.
The source of capital for investment in shares is true and legal. It is not allowed to use borrowed funds to invest in shares, or funds entrusted by others to invest in shares.
If the capital contribution ratio is less than %, the following conditions should be met: it has been established for three years, the net assets are not less than RMB 100 million, and the asset-liability ratio is not higher than %. In principle, the long-term investment amount after the implementation of this project investment shall not exceed % of net assets, and has made profits continuously in the past two years, the cumulative total net profit is not less than RMB 10,000, and the total cumulative tax paid is not less than RMB 10,000. (Consolidated accounting statement standards)
(2) Have registered capital that meets the prescribed requirements. At present, the minimum registered capital in Shenzhen is RMB 100 million
Shenzhen plans to issue "Several Opinions on Promoting the Healthy Development of Small Loan Companies" to expand the proportion and channels of capital financing, innovate service models and product businesses, strengthen supervision and industry Self-discipline and other aspects will be taken to increase policy support for small loan companies. "Several Opinions" have been submitted to the municipal government for review and approval and will be released and implemented in the near future. Internet small loan license application, Ms. Zhang also wrote QQ
1. Timely introduction of preferential policies for small loan companies
At the two sessions of the city, Wang Zhidong and other famous city people's congress representatives submitted the "About the introduction of support for small loans as soon as possible" Recommendations for company innovation and development policies. The Municipal Finance Office recently responded to this suggestion. In its reply, the Shenzhen Municipal Finance Office believed that based on the current situation, the time and policy atmosphere to study and introduce preferential policies for Shenzhen small loan companies in a timely manner and to promote innovative and standardized development of small loan companies are relatively mature. To this end, based on the current new situation and situation of the development of the small loan industry, and on the basis of fully absorbing industry opinions and suggestions, the Municipal Finance Office drafted the "Several Opinions on Promoting the Healthy Development of Small Loan Companies" at the beginning of the year. Draft opinion and submit to the municipal government for approval.
2. Small loan companies grant high loans
The Shenzhen Municipal Finance Office believes that the act of issuing loans by small loan companies is a financial business carried out in accordance with the law and regulations, and is a loan within the system rather than purely private. , it cannot be equated with private loans or even loan sharks. The Shenzhen Municipal Finance Office revealed that Shenzhen will moderately rectify the nature of small loan companies as financial institutions in the "Several Opinions". It plans to clarify for the first time in the name of the municipal government that small loan companies are approved by the Finance Office to provide services to low- and middle-income groups and An innovative financial institution that continues to provide small-amount credit services to small, medium and micro enterprises. You are welcome to call for consultation, Ms. Zhang also writes QQ