Congratulations to Haochedai for being recognized by the Ministry of Commerce to jointly build an Internet financial credit information sharing platform

Recently, reporters learned that the list of the first batch of credit information collection partners of the Internet financial credit information sharing platform established under the guidance of the China International E-Commerce Center (under the Ministry of Commerce of the People's Republic of China) was announced. Internet financial institutions such as Lufax Renrendaihaochedai On the list. It is understood that the Internet Financial Credit Information Sharing Platform project is to integrate the resources of Internet financial enterprises, provide financial information inquiry and sharing and bad information disclosure services for small, medium and micro enterprises, and provide an information exchange platform for investors investing in Internet financial products.
From the perspective of investors and Internet financial companies, this project can effectively reduce the risk of borrowers committing multiple loans and defrauding them. The principle is as follows. Under the premise of authorization from the personal information (borrower) subject, a single Internet financial enterprise shares the credit information of the borrower to the Internet financial credit platform. The Internet financial credit platform provides corresponding personal credit to all Internet financial enterprises. Information inquiry service. Through the sharing of personal credit information, the problem of individuals maliciously committing multiple defaults on loans from multiple financial service platforms is greatly reduced, and the ability of Internet financial companies to avoid risks is improved.
It is also reported that Internet financial institutions such as Lufax, Renrendaihaochedai, etc., have become the first batch of credit information collection partners for this project. At the same time, senior executives of the cooperation platform were hired as Internet finance experts and Internet financial credit information sharing platform consultants.
The relevant person in charge of Haochedai, who won this award, said that as a part of Internet finance, we encourage and support the establishment of industry credit databases and play a positive role in promoting the innovation and development of Internet finance. Haochedai takes this opportunity to communicate and learn from its peers, and through more mature operating concepts and continuously improving risk control systems, it can better serve the Internet financial industry.