Xianyang Bank's financial management income is high and safe fixed income

When it comes to financial management, the most mentioned ones may be the financial management products of banks. However, with the transformation of securities companies in recent years, the sudden rise of securities companies (asset management) and integrated financial management have become the new favorite of investors. In addition to relatively high returns, there are also the following secrets: As an investor, you have to know: Contact number:
1. Financial management income of joint-stock banks is far greater than that of state-owned banks
In practical life, from a banking perspective, joint-stock commercial banks such as CITIC, China Merchants, and Industrial Bank have due to their mechanisms , institutional and other reasons, the expected returns of short- and medium-term financial products are slightly higher than those of the four major state-owned banks such as the Industrial and Peasant China Construction Bank. Third-party institutions such as trusts, insurance, funds and other companies issue financial products. In order to earn higher commissions, financial managers often use high returns as bait to sell these consignment products to customers. This behavior is what we often call single-flying single-selling products. They are often very unreliable, and the actual return rate is very low. Once there is a problem with the third-party institution, investors are likely to lose all their money.
3. The moral hazard of marketing personnel is far greater than the risk of the product itself
In the daily marketing process, individual financial companies, especially local banks and insurance companies, collude with individual staff members internally and externally to take advantage of returns that are much higher than the market average. The so-called internal products are used as bait, using fake seals, fake vouchers, etc. to deceive investors and then abscond with their money. Similar incidents are often seen in the media and should be vigilant.
4. The security of collective financial management (asset management) products of securities dealers is higher than that of banks:
Compared with other bank financial management products, the average rate of return of collective financial management of securities dealers is higher, and many securities companies issue such products by investing their own money. If you have funds to participate in the plan, losses will be used first to replenish the customer's principal. This model of helping each other attract a group of prudent investors who should focus on investing in such products.
5. The yield rate of securities dealers’ integrated financial (asset management) products is higher than that of similar products of banks in the same period
Since asset management is only one of the main businesses of securities dealers, it is considered from the perspective of stabilizing corporate customers and enriching product lines. Products of the same size, same term, and scale can benefit investors to the maximum extent so that they can gain advantages in the financial product market. Compared with institutions with rich bank financial resources, the relatively reasonable gap in yields will become a key factor for investors to consider in future financial management. .
Since the beginning of this year, Western Securities has relied on its own credibility, accumulated customer reputation, active customer benefits and other factors to show a blowout in sales of asset management products. Especially Hengying, which is led by targeted customers and has an annualized income of more than one million, starting from more than 100%. The series of asset management products have received the best market response, with three consecutive phases totaling over 600 million yuan, all of which were sold out instantly. Investors' expected returns are not only the highest among similar products of any bank, but also have the highest rate of return among brokerage wealth management products. In the second half of the year, Western Securities will still focus on accelerating the transformation of wealth management and increase the important functions of transforming business outlets into wealth centers. It will provide products with different risk preferences for individual customers with different characteristics. The successive launch of more and higher-yield financial products will This enables our customers to enjoy the pleasure of value preservation and value-added brought about by business transformation more quickly. 【End】
Contact number: