How to buy a house with a housing provident fund loan

How to buy a house with a housing provident fund loan? I believe this is what many people want to know. The housing provident fund is one of the five statutory insurances and one fund in my country. Many people who have purchased the housing provident fund will choose to use the housing provident fund loan to buy a house, which can reduce some of their burdens. So how do you use a housing provident fund loan to buy a house? Pay the provident fund on your behalf
How to use a housing provident fund loan to buy a house are as follows:
, pay the housing provident fund in full and on time to buy a self-occupied house and have insufficient funds
, have quite a lot Self-raised funds that account for % or more of the cost of purchasing and building a house (can be offset by the housing provident fund deposits paid by the borrower and his/her spouse and direct blood relatives who do not live with the same household)
and have a stable economy Income and ability to repay the principal and interest of the loan
. Agree to apply for a housing mortgage. Before the housing is completed and delivered for use, the borrower shall not receive the real estate title certificate and hand it over to the lending bank for collection. The seller shall provide a guarantee.
To apply for a housing provident fund loan: first fill in the loan application form and send it to the bank for review. Then take the loan application form, ID card, and household registration book to the bank to apply for a loan. After review and approval, the bank will notify the borrower to deposit at least % of the self-raised funds. After entering the lending bank, both the borrower and the borrower sign a loan contract and a real estate mortgage contract, and handle the contract notarization and real estate mortgage registration procedures as required.
Using a housing provident fund loan to buy a house can reduce a lot of the burden on home buyers and is also more convenient. However, some companies do not pay provident fund to their employees, so they cannot enjoy the benefits brought by the provident fund.
Now Yuteng Human Resources can provide you with the provident fund payment service. People who want to use provident fund loans to buy a house can ask Yuteng Human Resources to help you pay the provident fund.