The Financial Office approves small loan companies, and the requirements and procedures for registering small loan companies are handled quickly.

(1)
There are investors who meet the prescribed conditions, and basic conditions are required:
The net assets of the enterprise are not less than RMB 100 million, and the asset-liability ratio is not higher than %
,
nearly Profitable for three consecutive years, and the cumulative total net profit in the three years is not less than RMB 10,000.
, Have a good social reputation and integrity record, and have no major violations of laws or regulations in the past three years.
It is in line with Shenzhen's industrial development orientation and has a good corporate governance structure and a sound internal control system.
The source of capital for investment in shares is true and legal. Loan funds are not allowed to be used for investment in shares, and funds entrusted by others are not allowed to be used for investment in shares.
, registered capital of RMB 100 million
/, have directors, supervisors and senior managers (including general manager, deputy general manager and personnel at corresponding levels, the same below) who meet the qualifications for office, and have corresponding professional knowledge and experienced staff.
The proposed senior management personnel (general manager) should have been engaged in financial industry-related work for more than 10 years, and have a bachelor's degree or above (inclusive).
Proposed directors, supervisors and legal persons should have financial knowledge appropriate to the performance of their duties, have been engaged in economic and financial related work for more than 10 years, and have a college degree or above (inclusive).
The company's business premises must have an area of at least square meters and pass fire protection inspection.
. The shares held by the company's main sponsors shall not be transferred within the year from the date of the company's establishment. The shares held by other investors shall not be transferred within the year. The shares held by the company's directors, supervisors and senior managers shall not be transferred during the term of office. Not transferable.