Prospects for small loan companies

Microfinance (
) refers to the provision of financing services to micro and small enterprises, poor people or poor households through informal channels, in order to expand the choices of these groups and improve their productive investment, thereby increasing the number of these groups. Financial activities of income and employment opportunities
. The name of a small loan company consists of administrative division, font size, industry, and organizational form in order. To apply for the establishment of a small loan company, in addition to meeting the basic conditions stipulated in the "Company Law", the following conditions must also be met
.

The organizational form of the small loan company is a limited liability company. , its registered capital shall not be less than
10,000 yuan. If the organizational form is a joint-stock company, its registered capital shall not be less than
10,000 yuan. The registered capital requirement shall be all paid-in monetary capital, and shall be provided by the investor or promoter at one time Pay in full.
.

, have directors, supervisors and senior managers who meet the qualifications, as well as staff with corresponding professional knowledge and experience.
.

, have the necessary internal organizational structure, corporate management system, and risk control system to carry out small loan business.
.
.br/>, making profits continuously in the past three years, and the cumulative total net profit in the three years is not less than (
annual data shows, not less than
ten thousand yuan ).
.
.br/>, has a good social reputation and integrity record, and has no illegal conduct in recent years in business management, financial management, taxation management, foreign exchange management, customs management, etc.
.
.br/>, have a good corporate governance structure and a sound internal control system.
.
.
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