Product Details
c=rrrb:.r.rrbr>cb..>< c=>Zhongxinjinfu
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c=rrrb: .r.rrbr> c..>< c=>Zhongxinjinfu (
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r..>c< br/> c..>< c=>) is an online loan platform independently developed by Zhongxin, which was born in
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c..>< c=> Year
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c..>< c=> month, it is affiliated to Zhongxin Pratt & Whitney Group, and its operation center is established in Shanghai. It is China's leading automotive Internet financial service platform. Committed to building a bridge of capital allocation between investors and borrowers, and bringing high-quality financial management services to the public.
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c ..><=_
c ..>< c=>月入
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c..>< c=>How to conduct small-amount investment and financial management in the Yuan Dynasty?
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c..>< c=> Miss Dai, who is 6 years old, works in a state-owned enterprise < c=>. She currently lives in the suburbs and has no plans to get married in the near future. Her monthly income
r..>
c..>< c=> Around the Yuan Dynasty, there were five insurances and one housing fund, and currently there is a one-year time deposit
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c..>< c=>Yuan, the fund is fixed investment
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c..>< c=>Yuan
r..>/< br/> c..>< c=>month
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c..>< c=>Already submitted
r..>< br/> c..>< c=>Month,
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c..>< c=>Chinese dividend in the year
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c..>< c=>, every month
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c..>< c=>Yuan odd deposits are rounded< br/>r ..>(
c ..>< c= > One-year, this year
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c ..>< c= Songti> is due in the month, and the current account amount is
r Songti..>
c Songti..>< c=>yuan
r Songti..>)
c..>) ..>< c=>, the monthly fixed income salary card is
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c..>< c=> yuan, the average monthly bonus
r Song style..>
c Song style..>< c= Song style> Around the Yuan Dynasty. Monthly accounting, living expenses
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c..>< c=>yuan, transportation expenses
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c.. .>< c=>Expenses
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c..>< c=>Yuan, cosmetics and clothes cost the most, about
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c..>< c=> Around the Yuan Dynasty.
c=rrrb:.r.rrbr> c..>< c=>Financial goals
c=rrrb:.r.rrbr> c..>
c Song style brCbr..>
c Song style..>< c= Song style>, on a stable basis, maximize income and make reasonable use of your own funds.
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c brCbr..>
c ..>< c=>, I want to
r Song style..>
c Song style..>< c= Song style> Yuan bought the fund, I don’t know if it is correct.
c=rrrb:.r.rrbr> c..>< c=>Financial analysis
c=rrrb:.r.rrbr> c..>< c=> Through the fund fixed investment and zero deposit withdrawal business, it can be seen that Ms. Dai has a good financial concept of investment and management. It is a very good financial management habit to record the details of income and expenditure every day and calculate the total amount at the end of the month so that you have a clear idea of income and expenditure.
c=rrrb:.r.rrbr> c..>< c=>In terms of income and expenditure, Miss Dai’s current after-tax annual income is
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c..>< c=>Ten thousand yuan, annual expenditure
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c..>< c=>Ten thousand yuan, annual savings
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c..>< c=>Yuan, the savings rate
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c..>< c=>. Miss Dai's asset and liability structure is relatively simple, with savings deposits and funds totaling
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c..>< c=> million yuan, and she has no liabilities. From the financial data point of view, Miss Dai’s monthly income and expenditure balance is small, she has no money left on hand, and cannot provide more support for current or future financial planning. This is Miss Dai’s biggest financial problem.
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c=rrrb:.r.rrbr> cbrCbr..>
c..>< c= Song Dynasty> How to manage finances in the Yuan Dynasty
c=rrrb:.r.rrbr> c Song Dynasty brCbr..>
c=rrrb:.r.rrbr> c Song Dynasty..>< c= Song Dynasty> Management Financial planning
c=rrrb:.r.rrbr> c..>< c=>Accumulate funds and establish a family emergency reserve
c=rrrb:.r.rrbr> c. .>< c=> It is recommended that Miss Dai keep part of her savings as an emergency reserve fund for daily life, with the amount in
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c..>< c=>~
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c..>< c=> Monthly expenditure is appropriate. Based on the special use of the emergency reserve fund, its arrangement should meet two conditions: first, the liquidity must be high, and the funds used as the emergency reserve fund must maintain a high degree of liquidity; second, the capital must be preserved. Since monetary funds can basically meet the above two conditions, with low risks and stable returns, they are a very good choice. Of course, you can also keep part of the funds in the form of deposits. After all, the redemption of the fund takes one or two working days. At the same time, it is recommended that Ms. Dai apply for a credit card to fully enjoy the interest-free repayment period of the bank, solve the problem of capital turnover and improve cash utilization through the use of credit cards.
c..>< c=> Miss Dai should fully rely on modern cash management methods such as fixed investment funds and financial products to improve the cash value-added ability in her hands. It is recommended that funds other than emergency reserves be invested in a portfolio as long-term investment. .c/r/
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