Zhongxin Financial p2p financial management platform

. Zhongxin Financial Services
(rd.
r .
r .) is a technological financial service platform focusing on the automobile industry, a strategic cooperation unit of China Property & Casualty Insurance Company, and is committed to providing safety and transparency to the public. , efficient financial management services. Investment and financial management users can purchase high-quality cars that have passed strict risk control screening through TouZhongXin Financial, join the safe financial management environment created by ZhongXin Financial for you, and obtain profitable Internet investment and financial management returns.
. It is understood that this kind of business originated in developed countries such as Europe and the United States. It only started in Hong Kong ten years ago and has only begun to appear in Beijing, Shanghai and some economically developed coastal cities in the past two years. According to a survey on financial management needs carried out by relevant departments in Shanghai, Beijing and Guangzhou,
of the respondents are interested in personal financial management services, and even
b
of the respondents expressed a need Personal financial services. Industry insiders also estimate that the national personal financial management market will reach 100 million yuan in 2020, and professional financial management shows huge development potential. It is understood that third-party financial management is independent of funds. , banks, insurances, securities companies and other financial institutions, it provides comprehensive financial planning services to investors. This kind of business originated in developed countries such as Europe and the United States, and has only begun to appear in some economically developed cities in China in the past two years.
. As the main force in the design and sales of public financial products, banks and other financial institutions have always attached great importance to customers' financial needs. However, due to policy restrictions on domestic financial sector operations, it is difficult for banks’ financial management services to cross boundaries. Financial management consultants affiliated with banks are affected by sales tasks, psychological attribution and other factors. Financial management services tend to sell their own products, which inevitably affects the bank’s financial management services. The service has certain limitations. In this context, third-party financial management came into being.
. The biggest feature of third-party financial management is the independence of the business,
Liu Jinxia, general manager of the Shenzhen Wealth Management Center of Caishangshang Financial Consulting Co., Ltd. said,
It is different from the services provided by other financial institutions. Yes, we are customer-oriented and focus on private financial consulting services, helping customers select a package that suits them from the vast financial market
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Package
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Comprehensive financial products.
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. The development of third-party financial management is limited and faces development bottlenecks
. It is understood that first of all, the biggest obstacle to the development of third-party financial management in China is that the concept of financial management has not yet taken root in the hearts of the people. Therefore, the current focus of third-party financial management institutions is to hold financial management lectures and conduct financial management education, so as to achieve the purpose of expanding business and creating profits.
. Secondly, domestic third-party financial management is a new thing. Since it has just started, there are no mature industry standards and practice guidelines. In terms of industry charging models, there are currently four types: commission system, fee system, consulting fee system and membership system. Most third-party financial management uses the commission system, that is, charging product sales fees from banks and other agency sales agencies, while charging ordinary people who receive financial management services Temporarily free service. What kind of charging system is suitable for the domestic market is also an important issue that third-party financial management needs to explore. In addition, third-party financial management has high requirements on the comprehensive quality of financial planners, and its talent training system also needs to be further improved.
. People's needs continue to increase, making the development of third-party financial institutions full of challenges and opportunities. When choosing a third-party financial management institution, I would like to remind all investment and financial management enthusiasts to carefully select and conduct strict inspections to avoid being deceived.
. Third-party financial management is still in its infancy, and it is the initial stage of attracting talents and spreading ideas. It is reported that after the U.S. market experienced
the economic crisis and the Hong Kong market experienced the
Asian financial crisis, a number of third-party financial institutions have rapidly grown in the United States and Hong Kong.
.rd/Guangdong Financial Management Platform
rd// Jiaozuo Financial Management Platform