Shenzhen Internet Finance Company low-cost transfer and address affiliation

Tengbo International is the official investment partner of Qianhai Administration Bureau and the world's leading fully licensed financial service provider, engaged in company registration services (Qianhai company registration, Hong Kong company registration, B company registration, commercial factoring, financial leasing, Company transfer), agency accounting services, qualification approval, financial leasing, small loans and other comprehensive financial services, please contact Ms. Zhang: (same as WeChat),:
Data shows that as of the end of the month, the domestically operating Rabbit platform Youjia, and as of March, Youjia, the platform that has signed a direct depository agreement with the bank, is the only platform that has launched a direct depository system, and most of the platforms need to be rectified
Recently, the industry’s long-awaited "About Guiding Opinions on Promoting the Healthy Development of Internet Finance were released. The opinion puts forward corresponding regulatory requirements for payment, online lending, equity crowdfunding, Internet fund sales, Internet insurance, Internet trust and Internet consumer finance involved in Internet finance. (For Internet financial address affiliation and transfer of Internet financial service companies, please contact Ms. Zhang: Same as WeChat:)
The introduction of this opinion has made some people happy and some sad. Industry insiders believe that the introduction of the new Internet regulatory policy has put forward higher requirements for the operation methods of Internet finance, and the introduction of mandatory requirements such as the tripartite depository policy will greatly improve the current mixed situation of the Internet finance industry and Provide greater development space for those platforms that have strong ability to acquire high-quality assets and attach great importance to compliance operations and consumer rights protection. Most Nizi platforms need rectification
Another regulation that has a greater impact on the online lending industry is the regulation of fund custody. The "Interim Measures for the Management of Business Activities of Online Lending Information Intermediaries" (referred to as the Measures) stipulates that online lending institutions should select qualified banking financial institutions as third-party fund depository institutions to manage and supervise customer funds, and realize customer funds and Online lending institutions manage their own funds in separate accounts.
The person in charge of Zhongping Financial, one of the current representatives of large-scale Internet financial service platforms in China, pointed out that switching the fund depository institutions of online loan platforms from the currently dominant third-party payment to banking financial institutions will help strengthen investment We hope that specific measures will be introduced soon to protect investors’ funds, so as to guide the smooth operation of the platform and banks in the custody of funds. (For Internet financial address affiliation and Internet financial service company transfer, please contact Ms. Zhang: Same as WeChat:)
Risk control technical capabilities are expected to be improved
The measures stipulate that online loan amounts should be mainly small amounts. The upper limit of the borrowing balance of the same natural person on the same online lending platform shall not exceed ten thousand yuan (RMB, the same below). The upper limit of the borrowing balance of the same legal person or other organization on the same online lending platform shall not exceed ten thousand yuan. The total borrowing balance of the same natural person on different online lending platforms shall not exceed The total balance of loans from the same legal person or other organization on different online loan platforms exceeding RMB 10,000 shall not exceed RMB 10,000.
In response to this problem, industry insiders pointed out that loan limit control will have an impact on a considerable number of platforms, but loan limit control will help extend supply chain finance to the long tail part and provide more considerate and professional finance for small and micro enterprises. Serve. The person in charge of Zhongping Financial believes that the loan limit control will prompt the transformation platform to develop personal credit business and help improve the capabilities and level of the entire Internet financial industry in terms of big data and risk control technology.
Wei Qinghui, vice president of Jujin Capital, said that the management measures changed the prohibition of related-party financing in the previous draft for comments to prohibiting self-financing or disguised self-financing, and did not make any changes to automatic bidding or the transfer of claims between investors. Too many restrictions, which leaves a backdoor for the next innovation of Rabbit Online Lending. At the same time, it is expected that the management measures stipulate that online lending must be managed by banking institutions.
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Address: Excellence Times Plaza Building, Central District, Futian District, Shenzhen
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