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Qingdao International Nonferrous Metal Agent Rebate Spot Investment

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FujianFuzhou City
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Chen Jie, executive deputy director of the Real Estate Research Institute of Shanghai University of Finance and Economics, has been studying provident fund issues for a long time. He said: Under the current circumstances, is it necessary for the housing provident fund based on the government's compulsory savings to exist independently? If it exists, what role can it play? What is its nature and functional positioning, how should it be operated, and how should it be protected? Issues such as the rights and interests of depositors, how to standardize management and prevent risks, and how to adapt to the new situation of market economy, social transformation and national strategic adjustment have all generated a lot of controversy in society.
Many people in the industry pointed out that the biggest difficulty encountered in the reform of the provident fund system is the adjustment of interests. Once reformed, many stakeholders will be touched. For example, local governments have the right to manage funds, and the value-added income of provident funds is also turned over to the government as supplementary funds for urban low-rent housing construction. Once the distribution of value-added income is adjusted, local interests will be touched. There are also handling banks, where provident fund collection and loan services are handled by banks. This is a large amount of funds. If the deposit interest rate is to be raised, commercial banks will not easily agree, and the Banking Regulatory Commission and the People's Bank of China are also involved.
Provident fund business is not complicated, but the provident fund system is not. The provident fund involves many entities, including units, employees, intermediaries, local governments, management centers, regulatory authorities, etc. Therefore, it is too difficult and the road is too long to amend the regulations, an industry insider said.
Management agencies in various regions cannot control the misuse of local governments
According to the provident fund management regulations revised in 2016, each housing provident fund management center should be an independent, non-profit-making public institution directly under the urban people's government. However, reporters interviewed in many provinces and cities found that there are policies and countermeasures. There are various types of mothers-in-law in the housing provident fund management agencies in various places. Their natures are also different, and their affiliations and levels are also different. Who eats and does what they do depends on their buttocks. head.
Various differences directly lead to huge differences in the management, operation, and strategies of housing provident fund management agencies in various regions. Some local governments regard the housing provident fund as their own one-third of an acre of land. The decision-making function of the housing provident fund management committee is in vain, and a large sum of deposited funds becomes the coveted Tang Monk Meat. Chen Jie, executive deputy director of the Real Estate Research Institute of Shanghai University of Finance and Economics, said that provident fund management centers in many places have become vassals of the government and have been seriously administrativeized, with no separation between government and enterprises and political affairs.
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