Shandong Taishan Bulk Commodity Investment Promotion (Headquarters Investment Promotion)

贵金属：

代理

招商：

开户

加盟：

投资

Shandong Taishan Commodity Precious Metals Bulk Precious Metals Agency Consultation: ** What are the conditions for Shandong Taishan Commodity Precious Metals Company to be an agent? How to apply for personal agency of Shandong Taishan commodity precious metals? Where can I open an account for Shandong Taishan Commodity Precious Metals?
, Some bankers said that if the development cycle of a residential project is generally one year, and if the development loan cycle is lower than the construction cycle, it means that the house has not been sold, and the loan will be repaid. pressure.
, Another developer said that residential projects in Shanghai require the structure to be capped before they can be sold. Banks will not issue development loans until the project obtains four certificates. After the project has all four certificates, it will take years to complete and enter pre-sale. At this time, the developer will have sales proceeds to repay the development loan.
, but pre-sale policies vary from place to place. For example, in Hangzhou, buildings can be sold as soon as they are off the ground, but loans need to be repaid before pre-sale. Developers will choose to return one batch and sell one batch, but in fact they do not need to repay all of them. The developer said that development loans generally will not be less than 20 years, and if the loan is not paid out at maturity, the bank will also allow renewal. Shortening development loans won’t have much of an impact.
, It is foreseeable that banks have indeed tightened their development loan policies for real estate companies.
, The Paper exclusively learned at the beginning of the month that some banks require strengthening front-end financing management. For the top real estate companies in the country, if the financing ratio does not exceed the land cost, other real estate companies will not exceed it. In principle, they will not intervene in the third quarter of the year. Projects that will acquire land in the future and the land cost is too high. At the same time, the document requires strict control of credit issuance for commercial projects.
, Previously, the China Securities Regulatory Commission tightened the refinancing policy of listed real estate companies. The funds raised by corporate refinancing were not encouraged to be used to supplement working capital and repay bank loans, and the actual investment direction of the raised funds was required to be disclosed in detail.