I don’t have a job, how can I buy maternity insurance?

Maternity insurance is a social policy that the state adopts social insurance legislation to provide economic and material assistance to employees who have given birth. Its purpose is to provide maternity allowances, maternity leave and medical services to female employees who have given birth, to ensure their basic economic income and medical care when they temporarily lose the ability to work due to childbirth, and to help female employees who have given birth to restore their working ability and return to work. , thus reflecting the support and love given by the state and society to women during this special period.
You or your wife are pregnant, have quit your job, and are preparing to give birth at home. According to national laws, you or your wife can no longer enjoy the relevant benefits of maternity insurance. However, did you know that there are other ways to apply for maternity insurance benefits? Through a professional agency, we can solve your worries and provide you with professional and efficient services.
According to the relevant provisions of the "Guangdong Province Employee Maternity Insurance Regulations", employees must comply with national family planning policy regulations for childbirth, have paid cumulative contributions for more than one year, and can enjoy maternity insurance benefits only if the employer continues to pay for them. The compensation cost of maternity insurance shall be used by the unit. It is used for medical expenses during childbirth, maternity leave, wages and nutrition subsidies. Procedures such as maternity insurance handling at designated hospitals and maternity insurance reimbursement procedures and subsidy applications should be handled by the employer. For details, the employer should contact the local social security agency. Article 6 of the "Interim Provisions on Holiday Benefits and Pensions for Enterprise Employees in Guangdong Province" stipulates that female employees will receive maternity leave days, including prenatal leave days. Increase the number of maternity leave days for difficult labor. In the case of multiple births, the maternity leave days will be increased for each additional baby. Those who practice late childbearing (having their first child after one year old) will have more maternity leave days. Those who receive the "Only Child Preferential Treatment Certificate" will have more days of childbirth, and the man will be given nursing leave days during the maternity leave (the man must meet the requirements of maternity insurance).
Starting from this month, the maternity insurance in the five independent coordinating districts will be unified into the Guangzhou municipal coordinating district, with unified policies, unified fund management and unified accounting, and urban (county-level cities) graded payment, and will gradually achieve unification Information management system and unified business operating specifications.
It is reported that the current maternity insurance benefits in Guangzhou mainly include maternity allowances (i.e. maternity leave wages, maternity medical expenses, one-time childbirth nutrition subsidies, male spouses’ nursing leave wages, one-time subsidies for choosing first- and second-level hospitals for delivery, planned Fertility surgery medical expenses, etc.
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