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Recently, the Huizhou Municipal Government Office officially issued the newly revised "Huizhou Housing Provident Fund Loan Measures" (hereinafter referred to as the new "Measures"). The new regulations changed the original clause to pay the provident fund in full every month to meet the requirements. time limit and continue to make normal deposits.
The relevant person in charge of the Housing Provident Fund Center revealed that the center will formulate operational details based on the new loan method. It is expected that after another month or so, the continuous payment period will be shortened to one month, and then it is expected to apply for a provident fund loan. In addition, the new "Measures" have optimized aspects such as canceling guarantee fees, reducing the down payment ratio for second-hand houses, and simplifying the loan process.
Highlights: The minimum loan deposit period is changed from one year to half a year
Highlights: The minimum down payment for a second home is reduced to 20%
Highlights: Online approval of the information system simplifies the loan process
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The relevant person in charge of the center said that based on the city’s housing provident fund operation and supervision system that is currently in operation, all relevant housing provident fund loan business will be processed on the platform, realizing the center’s independent accounting and loan The issuance, recycling, post-loan management and other functions also enable the relevant business processes stipulated in the new measures to be effectively implemented. Using the system for online approval, there is no need to use a loan issuance notice, and loan funds can also be transferred across banks, effectively improving the efficiency of fund use.
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