Product Details
●The new maternity insurance system will be implemented from October 2019 to 2021 and will be reimbursed for prenatal check-ups, family planning surgeries and other expenses
●Expenses that meet the regulations will be paid by the maternity insurance fund without any deductibles or caps
Second child The policy has been liberalized, and parents who are preparing to have a baby will also usher in a new maternity insurance policy next month. Not only can they enjoy on-site reimbursement, but they can also receive subsidies. Maternity insurance benefits in multiple aspects such as pregnancy and childbirth will also change.
In March, the Municipal Social Security Bureau held a press conference to inform the media that Dongguan will fully implement the new maternity insurance system starting from March. Maternity insurance premiums will be collected separately and paid by the employer or the finance department. Maternity insurance benefits include additional expenses for prenatal examinations, family planning surgeries, etc., and are reimbursed based on actual medical expenses. In addition, mothers can also receive maternity benefits during maternity leave, so they don’t have to worry about the cost of milk powder for their babies!
The new maternity insurance policy is first reflected in changes in coverage. It is expected that more than 10,000 people in the city will participate in maternity insurance. According to content released by the Municipal Social Security Bureau yesterday, the new maternity insurance system will include all employers and employees in Dongguan City into the coverage of maternity insurance, specifically including agencies, institutions, business units, social organizations (groups), and individuals with employees. All employers, including industrial and commercial households, and their employees must pay maternity insurance premiums. Individuals do not pay. At the same time, the majority of urban and rural residents of the appropriate age with household registration in this city are also included in the scope of maternity insurance and enjoy maternity insurance benefits as employees. The maternity insurance premiums for urban and rural residents are all paid by the government and are not paid by individuals.
Yuan Ying said that the new maternity insurance system has expanded coverage. After the implementation of the new maternity insurance system, maternity insurance premiums need to be collected separately and separated from basic medical insurance.
Focus Q&A:,
How are maternity benefits paid?
Answer: If the medical expenses for hospitalization and delivery of urban and rural residents or flexible employment personnel are settled on-site at designated medical institutions in the city, the maternity allowance will be directly allocated to the social security card financial account of the insured person by the social insurance agency. The individual does not need to Handle sporadic reimbursement procedures for maternity benefits.
Can unemployed people enjoy maternity insurance benefits?
Answer: If an employee has participated in maternity insurance before losing his job, the maternity medical expenses incurred during the period of receiving unemployment insurance benefits that comply with these regulations will be paid from the maternity insurance fund.
If necessary, please contact Junbo Human Resources Co., Ltd. as soon as possible!
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