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Guangzhou’s provident fund withdrawal policy for renting a house was officially launched at the end of last month, but there was no clear answer at that time regarding the calculation method for the amount of provident fund withdrawal for renting a house. Now: Guangzhou Housing Provident Fund Management Center has issued a document clarifying the calculation method.
According to the Provident Fund Center, employees who meet the conditions for renting and withdrawing housing can apply to withdraw a housing provident fund of no more than 1 yuan per person per month to pay rent. If not withdrawn in the current year, they can be withdrawn cumulatively in subsequent years. If an employee opens an account and makes a deposit before the month and year, the withdrawal limit is calculated from the month of year to the month of withdrawal. If an employee opens an account and makes a deposit after the date of the month, the withdrawal limit is calculated from the month of the first remittance to the month of withdrawal.
Do you know the calculation method
For example: The employee opened a personal housing provident fund account in year and month, and continuously paid and deposited the housing provident fund from year and month. When applying for withdrawal in year and month, the maximum amount can be Withdraw a total of 3 months' rent from month to year. The maximum amount that can be withdrawn this time is 3 yuan. If the balance of the employee's account is RMB, a total of 3 months' rent from month to year can be withdrawn this time. The amount that can be withdrawn is RMB. Same as above. If the balance of the employee's account is RMB, a total of three months' rent from month to year can be withdrawn this time. The monthly rent can be withdrawn in Yuan, and the remaining 3 months' withdrawal amount can be accumulated to the next withdrawal.
Example: Employee B opened a personal housing provident fund account in March of the year, and continuously paid and deposited the housing provident fund from March to the month of the year. When applying for withdrawal on the year, month, and day, the maximum withdrawal this time can be from March to the month of the year. The total monthly rent, the maximum amount that can be withdrawn this time is yuan. When the employee applies for withdrawal again on the year, month, and year, the maximum amount of rent that can be withdrawn this time is a total of months from the year and month to the year and the month, and the maximum amount that can be withdrawn this time is yuan.
Singles can also withdraw housing provident funds if they rent a house
The Provident Fund Center stated that employees who meet the withdrawal conditions, whether single or married, can withdraw housing provident funds on the condition of renting a house. Single employees need to provide proof that they do not have self-owned housing in Guangzhou City, and married employees need to provide proof that they and their spouse do not have self-owned housing in Guangzhou City. In addition, as long as the account has been paid and deposited for three consecutive months starting from the specified year, month and day, and the individual and his spouse do not have the conditions for self-owned housing within the administrative area of this city, they can apply for withdrawal regardless of whether the account is paid in or sealed.
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