Foshan Maternity Insurance New Policy\Foshan Maternity Insurance

Foshan City’s New Maternity Insurance Policy
\Foshan Maternity Insurance
Keywords: Foshan Maternity Insurance, Foshan Employee Maternity Insurance, Personal Maternity Insurance, Personal Maternity Allowance, Employee Maternity Allowance
Maternity insurance agency, maternity Insurance handling
Introduction to Foshan employee maternity insurance policy
(1) Payment standards
Maternity insurance premiums are paid monthly by the employer according to .% of the total wages of the employees of the unit, and the maternity insurance payment base is the lowest It shall not be lower than % of the average monthly salary of employees in this city in the previous year, and the maximum shall not be higher than % of the average monthly salary of employees in this city in the previous year. Individual employees do not pay maternity insurance premiums.
(2) Conditions for enjoyment
If the employer has paid maternity insurance premiums for its employees, and the insured employees comply with the national family planning policy, and are in a payment-accounting state during the period of enjoying maternity insurance benefits, their employees will be eligible to participate in the maternity insurance premiums. You will enjoy maternity medical treatment starting from the next month after the policy is guaranteed.
If the employer has paid maternity insurance premiums for its employees, and the insured employees comply with the national family planning policy, and are in payment status during the period of enjoying maternity insurance benefits and have accumulated insurance premiums for a full month, their employees can enjoy maternity allowances. treatment.
Company: Guangzhou Junbo Human Resources Co., Ltd.
Contact person: Huang Sheng
Telephone: - ext. (mobile phone on Saturdays and Sundays)
Mobile: Office:
Address ( Headquarters): Room ~ Huagang Business Building, Zhongshan Avenue, Tianhe District, Guangzhou
Website: China Labor Relations Network
(3) Maternity insurance benefits
, maternity medical expenses: insured employees during pregnancy and childbirth Medical expenses incurred during pregnancy and childbirth during the period, including prenatal examination, childbirth hospitalization, and medical expenses for diagnosis and treatment of pregnancy complications and complications:
() Bed fee: included at a rate of no more than RMB/day.
() Drug scope: According to the "Guangdong Province Basic Medical Insurance, Work Injury Insurance and Maternity Insurance Drug Catalog" (annual edition), other drug fees other than the "Drug Catalog" are not included.
()Examination, treatment and other fee standards: shall be implemented in accordance with the "Interim Measures for the Management of Diagnosis and Treatment Items and Medical Service Facilities Scope of Employee Maternity Insurance in Foshan" (Foren Society [No.]).
, Not included in the payment scope of maternity insurance funds:
() Expenses that should be borne by medical institutions due to medical accidents;
() Expenses that should be borne by public health or should be borne by the population according to regulations The family planning department pays (or free) the medical expenses for family planning incurred in the project;
() Expenses that should be paid by the medical insurance fund or work injury insurance fund;
() Overseas (including Hong Kong, Macao, and Taiwan) ) maternity medical expenses incurred.
. Maternity allowance:
Wage compensation received by female employees during maternity leave or family planning surgery leave in accordance with national regulations. The social insurance agency shall calculate the salary compensation based on the average monthly salary of the employee’s employer in the previous year. Issued to the employer. If the maternity allowance standard is lower than the female employee's salary during normal working hours, the employer shall pay the female employee according to her normal working time salary. If the salary is higher than the female employee's normal working time salary, the maternity allowance standard shall be paid and the employer shall not withhold it.
The calculation method for maternity allowance is as follows: take the average monthly salary of employees of the employer in the previous year as the base when the employee gave birth or underwent family planning surgery, divided by . and then multiplied by the number of working days included in the prescribed holidays.